I wanted to take this time to say thank you. I had not moved my insurance for the past 30 years and had decided that I need to investigate new options. Sometimes we don't realize it and we stick with the familiar and accept whatever we get. Change is difficult and one would think that with the loyalty of 30+ years, our business would be valued. I found this not to be the case and that there was no advantage in staying with our carrier. I went on line and David's firm had the lowest prices along with several options including our current carrier at a lower price.
On David's recommendations, I checked what my penalties would be for early cancellation and I had to just bite the bullet and found that the cost was minimal. So I bit the bullet and confirmed my insurance with Surex and cancelled with the old. Based on the bundling package that David provided, we have reduced our insurance costs by 50%.
Thank you David for your help.